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Personal loan and car finance calculator
Repayments on personal loans and vehicles.
By Mduduzi Mbiza · Last reviewed 24 October 2026
Finance
Personal loan
Car finance
Amount
R
Interest rate
%
Per year.
Term in months
Monthly service fee
R
Initiation fee
R
Add the initiation fee to the loan
Vehicle price
R
Deposit
R
Trade-in
R
Interest rate
%
Per year.
Term in months
Balloon
%
Percent of the price, due at the end.
Monthly service fee
R
Show the working
How it’s calculated
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Worked example
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Common questions
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