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Emergency fund
Emergency fund calculator
How big your safety net should be.
By Mduduzi Mbiza · Last reviewed 24 October 2026
Monthly essential costs
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Rent or bond, food, transport, insurance and debt minimums.
Employment
Salaried
Self-employed
Months to cover
Current emergency savings
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Amount you can save each month
R
Show the working
How it’s calculated
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Worked example
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Common questions
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